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It is about paying it forward and how I am doing that with kiva.org

 This is NOT a sponsored post

Just a feel good share, about a way that you could change the world.

 

 

 

Is the world getting more fucked up? Or is it that because we can hear about it straight away that we are more aware of how fucked up it has always been?

I don’t know. It’s like the chicken and the egg conundrum…

I try not to think about it too much, because when I do, it hurts, I get really sad and angry, and it makes me feel so little and insignificant in the scheme of the world. How can one little person like me in Melbourne, Australia make any change?

And while I’m strolling through my Instagram feed or pinning inspirational “go get em” quotes on Pinterest – in my ducted heated home sipping on a glass of wine, there are people out there, right now, doing it so hard. Like really struggling with life, with money, with making ends meet, with supporting their family, with wondering whether tomorrow is going to happen.

You know, survival.

And I sip on wine, arse.

I wanted to be involved with something that is helping change happen. This whole pay it forward is a really good thing. A domino effect – of a good kind.

And then I found Kiva.org

Soooooo….. the lowdown on kiva.org {and why straight after you finish reading here you click onto their link and sign up!!!!}

Kiva.org is a non-profit organisation that was established in October 2005 in the US, with a mission to connect people through lending to alleviate poverty.

Through loans to individuals where your contribution which could be as little as $25, allows them in countries all over the world to receive a loan to better their own life.

Below are some stats for you about what they have been able to do

 

Screen Shot 2015-07-22 at 8.28.11 pm

 

How it works

 

  • People like you and me register as a “lender”.
  • You go through the category types of loans and select what category/country you would like to view the loans for. There are 8 Categories:

 

  1. Start Ups
  2. Green
  3. Rural Communities
  4. Vulnerable Groups
  5. Inspiring Stories
  6. Conflict Zones
  7. Underbanked Areas
  8. Youth

 

  • You then choose your borrower – read through their story, see how much they are requesting in money and decide whether you would like to help them
  • You then cough up the dosh and press pay.
  • Once that “borrower” has repaid the money – you can either “reuse” that initial investment to help another person or cash it out – back into your pocket.

 

So this is what my profile looks like after I signed up

 

Screen Shot 2015-07-22 at 8.18.14 pm

 

 

Because Bali has such a special place in my heart, I chose to help someone with a loan contribution there.

I picked this lady who live in the North West of Bali.

 

Screen Shot 2015-07-22 at 8.19.00 pm

 

Her name is Harini – She was seeking a loan of $750 to buy more fish to sell.

I lent her $25. She’s 83% there with only $125 to go.

She is a return kiva.org borrower and has previously repaid her loan in full.

I love this Ethos. I love the story behind this organisation. I love the success stories that I have read. I love the empowerment that it allows for individuals.

If you are looking for something, some way to make a little change in this place where we all should have the opportunities to be happy, healthy and not live in struggle and heartache and this sounds up your alley, click on the link below.

kiva.org 

I won’t ever be “cashing out” my initial investment.

I will keep paying it forward to the next borrower, and the next.

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